> Not this way, or not at all for all anyone else should care Well, clearly they have to have some way to tell. Or would I be able to borrow hundreds of billi

> Not this way, or not at all for all anyone else should care Well, clearly they have to have some way to tell. Or would I be able to borrow hundreds of billions to buy TSLA because I think it's undervalued in your example. Clearly, banks assess how much to loan at what interest rate, and those numbers are different for different people. How else do you think they should make their decisions?