This is it for me. I could probably afford a modest new vehicle now, but instead I'm rebuilding the engine and transmission on my 20+ year-old. The money I'll s

This is it for me. I could probably afford a modest new vehicle now, but instead I'm rebuilding the engine and transmission on my 20+ year-old. The money I'll spend would cover a good chunk of the sticker on a dealer vehicle, but everything built in the last 15 years is more electronic than I want it to be. I spend some time every year in a variety of "offroad" conditions (snow, sand, mud, usually) and it's entirely too common for newer vehicles to get stuck in those places because some of their electronics decided to disable the vehicle's transfer case once it lost traction on too many wheels. There are some pretty decent newer models that can be used as platforms and made to do those things well, but then you're spending a pile of money anyway. But I'm sure I'm in a tiny minority on this, and for most people, it's simply a matter of not being able to afford a car payment right now.