4 ms·
That's complete horseshit. Easily disproven with a single counter example: the UK has credit scores.
by pertymcpert 3y ago
That's complete horseshit. Easily disproven with a single counter example: the UK has credit scores.
- tentacleuno 3y agoThe UK has credit reports, which is a document containing all of your lending history (and previous addresses, current accounts, etc.). Credit scores are commonly thought of as an add-on by consumer credit reference agencies to try and sell people a monthly subscription: they are generally regarded as useless.
- HappySweeney 3y agoCanada has the exact same system (with the exact same companies) as the US.
- pertymcpert 3y agoThey're basically just presenting the same information in a different way. Lenders will still do a hard pull on the credit report as they do in the US.