You lose when everyone’s contributions (including your own contribution) results in a net loss. Sometimes, a lot of the time hopefully, your loss would be nega

You lose when everyone’s contributions (including your own contribution) results in a net loss. Sometimes, a lot of the time hopefully, your loss would be negated by the combined efforts of everyone else. It would be the situations where enough people lose to result in a net loss that would require everyone to steer away from.