I don't think that's a meaningful distinction. At the billionaire level, they can easily convert one into the other and do much more complicated things. I'll no

I don't think that's a meaningful distinction. At the billionaire level, they can easily convert one into the other and do much more complicated things. I'll note also that you're ignoring an important category of wealth, which is rentier activity, where people with money don't create jack, but instead get control of something other people need so as to extract cash from them.