2 ms·
SVB's failure was in risk management (duration risk mismatch and deposit concentration in tech industry), other banks seem to be fine and well diversified with
by slt2021 3y ago
SVB's failure was in risk management (duration risk mismatch and deposit concentration in tech industry), other banks seem to be fine and well diversified with depositor base.
but if people start taking money out of banks and start putting money in fed funds/money market, then these kinda problems will repeat again.
but most likely - failing banks will be just acquired by larger competitors, and thats it