It is by no means clear that tax payers will be paying for any of it, unless you happen to hold bank equities. This is the FDIC sticking US banks with the bil

It is by no means clear that tax payers will be paying for any of it, unless you happen to hold bank equities. This is the FDIC sticking US banks with the bill. The equity owners of SVB were (correctly) zeroed. They were not bailed out. The account holders were bailed out. The regulators feared the risk of contagion more than moral hazard. I'm inclined to agree. With some luck, it will inject a bit more realism into their lobbying around regulation.