Erm, clearly this person is angry lol. I sense that they must be an older person because they think about files being shown as links/underlined texts and theref

Erm, clearly this person is angry lol. I sense that they must be an older person because they think about files being shown as links/underlined texts and therefore people will mistake a domain name to a file. I think today's systems and software are more user-friendly and most of the time links and file names are displayed differently enough for people to know which one is which. Also as others have commented, those not so tech savvy would probably not know what .zip or .mov files are anyway, and therefore their first instinct will be that they're links to sites rather than the other way around.