"No Penalty CD". It is a 7 day lock up. I've already 'upgraded' it from 4.85... which was a simple process of opening a new account and transferring it from t

"No Penalty CD". It is a 7 day lock up. I've already 'upgraded' it from 4.85... which was a simple process of opening a new account and transferring it from the old account (all online on their website). Funny enough, this bank is linked from the Ally website as their 'competitor' rates... https://www.ally.com/bank/no-penalty-cd/ https://www.ally.com/bank/no-penalty-cd/