No. It's not any different than an insurance company realizing that the risk that a 1 in 500 year extreme weather event has dropped to a 1 in 100 year probabili

No. It's not any different than an insurance company realizing that the risk that a 1 in 500 year extreme weather event has dropped to a 1 in 100 year probability and adjusted insurance rates accordingly. Silicon Valley thought leaders used social media to create a bank run on steroids, a scenario apparently unforeseen by the actuaries at banks and their regulators. So…the regulator is adjusting risk in reaction.