4 ms·

Pretty good, though locking it up in a CD could be a good or bad thing given the circumstances. I'm talking: https://investor.vanguard.com/investment-products/

Pretty good, though locking it up in a CD could be a good or bad thing given the circumstances. I'm talking: https://investor.vanguard.com/investment-products/mutual-funds/profile/vmfxx https://investor.vanguard.com/investment-products/mutual-fun... Which is 60%+ Fed Repos and the rest is US Treasuries of ~14 days of maturity or so on the average.

anonymousiam 3y ago
Expect those Treasuries to crash within a month if the US defaults on debt.
- xnx 3y ago
  I thought risky investments paid out higher interest.
  - latchkey 3y ago
    Took me a few times reading this before I "got it". Excellent hilarious comment!
- latchkey 3y ago
  I've been paying attention over the last few years. These sorts of headline news things about ceilings have historically ended up magically being resolved before shit hits the fan. It sounds awful in the news and they make a big deal about it, but I think it is more for politics than it is an actual problem. I'd be super surprised that they don't work something out.
latchkey 3y ago
"No Penalty CD". It is a 7 day lock up. I've already 'upgraded' it from 4.85... which was a simple process of opening a new account and transferring it from the old account (all online on their website). Funny enough, this bank is linked from the Ally website as their 'competitor' rates... https://www.ally.com/bank/no-penalty-cd/ https://www.ally.com/bank/no-penalty-cd/