That's pretty much what I've always done (well, the ETF equivalent VTI), even when I worked for S&P500 companies like Walmart or Apple. I wanted to hedge my be

That's pretty much what I've always done (well, the ETF equivalent VTI), even when I worked for S&P500 companies like Walmart or Apple. I wanted to hedge my bets a bit and make sure that even if the company went a bit pear-shaped, I would have my money stashed in whomever was there to pick up the pieces. You know, I never even considered that maybe I should have disclosed that to employers until right now...