I don't think it's user hostile to give users the option to do this. Also, realistically, you're more likely to have your headphones lost/stolen than your apple

I don't think it's user hostile to give users the option to do this. Also, realistically, you're more likely to have your headphones lost/stolen than your apple account and for most(?) apple users, I imagine being locked out of their apple account would be worse than losing access to their headphones considering they would also lose their files, photos, messages, subscriptions etc.