How about this: What interest rate is too high? What price for your home is too low? They both depend upon your circumstances and your view of them. There i

How about this: What interest rate is too high? What price for your home is too low? They both depend upon your circumstances and your view of them. There is a set of circumstances rationally viewed where you can pay a very high interest rate or take a very low price for your home. If you're acting irrationally then you have problems - the question is should we try to help you with your problems or removing some of the ways you might act irrationally, keeping in mind that in doing so we're stopping some rational people from doing something they want that is by definition rational.