People are often unaware of this. I was really surprised to learn that my health insurance was completely free in WA (Apple Health/Medicaid) when I quit my job.

People are often unaware of this. I was really surprised to learn that my health insurance was completely free in WA (Apple Health/Medicaid) when I quit my job. Health insurance affordability is really U shaped as you're implying and that chasm can be hard to cross.