I don't disagree, but there are many elderly people with an irrational relationship with money in their later years. A friend talks about his 80+ year old neigh

I don't disagree, but there are many elderly people with an irrational relationship with money in their later years. A friend talks about his 80+ year old neighbour with money in the bank and literally no family at all to leave an estate with. They fret over tiny financial decisions every day that would otherwise bring them comfort or purpose. I remember my grandfather in his 80-90s not using the air-conditioning during heatwaves to save money. The price of power wouldn't have been a serious factor in his mind, just that it cost anything at all. I assume decades of frugal behaviour makes for extreme conditioning that is hard to undo.