3 ms·
Some companies will keep charging and sell the debt to a collection agency...which can affect your credit.
by fyzix 3y ago
Some companies will keep charging and sell the debt to a collection agency...which can affect your credit.
- hedora 3y agoAs far as I know, it cannot (legally) affect your credit if you have disputed the charges, and the debt collectors are not allowed to continue contacting you. I tested this theory out ~20 years ago. Things may have changed since then. At any rate, after you have called them, sent their legal dept a delivery receipt letter, issued chargebacks against multiple of their shell credit card processing accounts, and cancelled your credit card, it is going to be difficult for them to actually collect anything for the unwanted services they provided after the initial cancellation (even in arbitration).