4 ms·

We've had this conversation before. Nothing's ever happened to me, and I've been doing it for years. Yes, they could come after you. If you're worried about th

• fyzix 4y ago
  Some companies will keep charging and sell the debt to a collection agency...which can affect your credit.
  • hedora 4y ago
    As far as I know, it cannot (legally) affect your credit if you have disputed the charges, and the debt collectors are not allowed to continue contacting you. I tested this theory out ~20 years ago. Things may have changed since then. At any rate, after you have called them, sent their legal dept a delivery receipt letter, issued chargebacks against multiple of their shell credit card processing accounts, and cancelled your credit card, it is going to be difficult for them to actually collect anything for the unwanted services they provided after the initial cancellation (even in arbitration).