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Be careful with this. Being unable to charge your credit card does not mean a contract between you and the business has been terminated or that your financial r
by 404mm 3y ago
Be careful with this. Being unable to charge your credit card does not mean a contract between you and the business has been terminated or that your financial responsibility went away. Regardless of how difficult it is to reach them and hit the cancel button.
- AlbertCory 3y agoWe've had this conversation before. Nothing's ever happened to me, and I've been doing it for years. Yes, they could come after you. If you're worried about that, feel free to keep getting fleeced.
- fyzix 3y agoSome companies will keep charging and sell the debt to a collection agency...which can affect your credit.
- hedora 3y agoAs far as I know, it cannot (legally) affect your credit if you have disputed the charges, and the debt collectors are not allowed to continue contacting you. I tested this theory out ~20 years ago. Things may have changed since then. At any rate, after you have called them, sent their legal dept a delivery receipt letter, issued chargebacks against multiple of their shell credit card processing accounts, and cancelled your credit card, it is going to be difficult for them to actually collect anything for the unwanted services they provided after the initial cancellation (even in arbitration).