3 ms·

Pro tip: get on privacy.com. Give FB (or anyone online) a temporary credit card from there, rather than your "real" one. If you're really done using their serv

Pro tip: get on privacy.com. Give FB (or anyone online) a temporary credit card from there, rather than your "real" one. If you're really done using their services, you can just close the card. Once the card gets declined, they will notice, believe me. Further tip: for most things (maybe not for FB), the name & address you give are also not checked; just the card number, expiration, security code, and zip code. Of course, you might be giving your real address and/or phone number somewhere else on the site, if you want to get something physical shipped to you.

Taurenking 4y ago
[dead]
404mm 4y ago
Be careful with this. Being unable to charge your credit card does not mean a contract between you and the business has been terminated or that your financial responsibility went away. Regardless of how difficult it is to reach them and hit the cancel button.
- AlbertCory 4y ago
  We've had this conversation before. Nothing's ever happened to me, and I've been doing it for years. Yes, they could come after you. If you're worried about that, feel free to keep getting fleeced.
  - fyzix 4y ago
    Some companies will keep charging and sell the debt to a collection agency...which can affect your credit.
    - hedora 4y ago
      As far as I know, it cannot (legally) affect your credit if you have disputed the charges, and the debt collectors are not allowed to continue contacting you. I tested this theory out ~20 years ago. Things may have changed since then. At any rate, after you have called them, sent their legal dept a delivery receipt letter, issued chargebacks against multiple of their shell credit card processing accounts, and cancelled your credit card, it is going to be difficult for them to actually collect anything for the unwanted services they provided after the initial cancellation (even in arbitration).

3 ms·

Pro tip: get on privacy.com. Give FB (or anyone online) a temporary credit card from there, rather than your "real" one. If you're really done using their serv

by AlbertCory 4y ago

Taurenking 4y ago
[dead]
404mm 4y ago
Be careful with this. Being unable to charge your credit card does not mean a contract between you and the business has been terminated or that your financial responsibility went away. Regardless of how difficult it is to reach them and hit the cancel button.
- AlbertCory 4y ago
  We've had this conversation before. Nothing's ever happened to me, and I've been doing it for years. Yes, they could come after you. If you're worried about that, feel free to keep getting fleeced.
  - fyzix 4y ago
    Some companies will keep charging and sell the debt to a collection agency...which can affect your credit.
    - hedora 4y ago
      As far as I know, it cannot (legally) affect your credit if you have disputed the charges, and the debt collectors are not allowed to continue contacting you. I tested this theory out ~20 years ago. Things may have changed since then. At any rate, after you have called them, sent their legal dept a delivery receipt letter, issued chargebacks against multiple of their shell credit card processing accounts, and cancelled your credit card, it is going to be difficult for them to actually collect anything for the unwanted services they provided after the initial cancellation (even in arbitration).