8 ms·

This harms your credit rating

• toast0 3y ago
  Depends on a lot of things, but getting the card reissued with a new number wouldn't. Closing a card that was younger than your average card shouldn't. Anyway, being willing to walk away from the credit card account is key to getting the credit card company to help you more, if they aren't helping enough. "i'd like to close my account, because you can't stop the unauthorized charges from X" is a pretty clear message.
  • jstarfish 3y ago
    > Depends on a lot of things, but getting the card reissued with a new number wouldn't. Reporting it lost and getting the card reissued with a new number doesn't solve the problem anymore. Banks and card issuers are starting to share information with services that report updated card numbers to recurrent billers like the Wall Street Journal. These started popping up around the time every business model became subscription-based. When you want to capture anything, block all the exits first. You cannot get away from them unless you close the account.