4 ms·
> Because insurers decide if who is at fault and to pay or not. In my experience, insurers decide the other party is at fault, unless they are proven wrong. As
by RHSeeger 3y ago
> Because insurers decide if who is at fault and to pay or not.
In my experience, insurers decide the other party is at fault, unless they are proven wrong. As such, there's no reason for a company to _not_ self insure, if they have the bankroll for it.