Everything that is wrong with security and expectations set by banks and merchants. SMS links are normal (should they be?). Non 2FA online card txns normal (sho

Everything that is wrong with security and expectations set by banks and merchants. SMS links are normal (should they be?). Non 2FA online card txns normal (should they be?). Weird domains to pay for things are normal. But then when I legit want to send $1000 my bank makes me go through a rat maze of a quiz where I need to answer correctly (rather than honestly/accurately) in order to send the money!