I’d go a step further and say that none of these types of products actually do the hard work that people would be willing to pay for. E.g. most of these statist

I’d go a step further and say that none of these types of products actually do the hard work that people would be willing to pay for. E.g. most of these statistics are wrong (net worth increased x% because I rolled over my IRA, dividend reinvestments treated improperly, basis accounted for the wrong way, etc)