It’s money you can access if you need it. It’s a capitalized loan, so no matter what, it’s a better deal than you’d get if you were pulling the money from a cre

It’s money you can access if you need it. It’s a capitalized loan, so no matter what, it’s a better deal than you’d get if you were pulling the money from a credit card as an example. Need to pay for your child’s tuition? Start a business? Unexpected major expenses? You have a relatively cheap line of credit compared to every other option on the market. That’s still wealth no matter how you slice it. And, not even that long ago, that was wealth people could access for almost nothing, who knows what the interest rate environment will be in 5 years.