> Exceptions would be pedestrians and cyclists. Maybe tack on a cheap liability coverage for them. Some states have a state fund for things like this. New Jers

> Exceptions would be pedestrians and cyclists. Maybe tack on a cheap liability coverage for them. Some states have a state fund for things like this. New Jersey did in 2010 when I got hit biking to work. I didn't use it because I'm incredibly bad at paperwork.