I'm in California and my credit union, and Costco have both offered this type of service for decades. You call up the service, tell them what type of car with w

I'm in California and my credit union, and Costco have both offered this type of service for decades. You call up the service, tell them what type of car with what options and you'll get back some no haggle prices. I've purchased a car this way and the dealers that responded were mostly "fleet" dealers. I took this to mean that they didn't really deal with a lot of walk-in traffic and most of their sales was to businesses. Both sides save a lot of time this way. If you wanted to go further, you could take the price you get back from the service and call around to dealerships to see if they'll go lower but, for me, it didn't seem to get better unless the model was in particularly short supply. I really don't see much fundamental disruption going on here, with the exception of maybe establishing this process in some states vs others with more limiting legislature, and possibly the amount of volume that goes the traditional way vs dealer competitive bids.