> unbanked seems a good proxy for "pay with cash" It very well may be. Though the last time I had to survive without a bank account, it didn't mean I paid big

> unbanked seems a good proxy for "pay with cash" It very well may be. Though the last time I had to survive without a bank account, it didn't mean I paid big bills like rent using cash, it meant I got familiar with the local check cashing place and used money orders a lot. My landlords didn't want to deal with me giving them a bunch of cash every month.