Does not paying for a service remove the legal liability to owe for the service? If you credit card is bad because you cancel the virtual card, can't they keep

Does not paying for a service remove the legal liability to owe for the service? If you credit card is bad because you cancel the virtual card, can't they keep billing you anyway, and also add bad credit card fees on top of it? It is definitely a crime to intentionally write a bad check, is it a crime to supply a virtual credit card number that you know you will invalidate in the future to prevent being billed? That seems equally fraudulent. I guess I don't see how a virtual credit card prevents debt collection and need to appear in a small claims court down the road. I am a child of the 80s and 90s, I learned that you play the silly games of big corporations not because they are fair, but because they have very huge legal teams that can and will destroy your life.