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You’re exactly correct. The payment obligation still exists through the contract for service; you’ve just disabled the means to automatically settle that debt.
by teeray 3y ago
You’re exactly correct. The payment obligation still exists through the contract for service; you’ve just disabled the means to automatically settle that debt. So the debt accumulates. Sometimes a company writes it off as bad debt and terminates it for non-payment, other times they sell it to a collections agency and ding your credit (e.g. gyms).
- liendolucas 3y agoOh wow... If that's not another dark pattern, hell I don't know how to call it. So no company out there would automatically cancel your contract if they aren't able to debit from you? How's that even possible? If I understood correctly the debt will increase indefinitely even let's say after two failed attempts to charge from you? Why is not that illegal?
- teeray 3y agoBecause you agreed to pay them and you’re reneging on your part of the agreement. If you want to terminate the contract, you need to terminate it in the way spelled out in the contract. If it states that not paying your bill automatically terminates the agreement, then your fine. If not, well, you can’t make up your own rules once the ink is dry.