I doubt depositors will consider themselves made whole if they have to wait 2 to 10 years on their money. Plus waiting comes with interest. Those depositors dep

I doubt depositors will consider themselves made whole if they have to wait 2 to 10 years on their money. Plus waiting comes with interest. Those depositors deposited money in the bank because of the expectation they could spend it, all of it, at any time they wanted. So if it isn't insolvency, what is it? "Breach of trust"? Plus the depositors may need that money for reasons. Pushing the loans to make up for it on depositors is eventually the same as taking a haircut on the deposit. I mean, I get that this plays into the FED's hand. They want to take money out of the economy, that's what high interest rates are for, and this certainly does that. But ...