BTC is an asset that moves around a lot. If I put money in my savings account, I can use it tomorrow. If you put money in your BTC savings account a year ago,

BTC is an asset that moves around a lot. If I put money in my savings account, I can use it tomorrow. If you put money in your BTC savings account a year ago, your BTC is worth less than money under a mattress (or in a modest yield savings account). You may want to invest in BTC, and that's absolutely fine! But it's not a savings account.