Everyone's downvoting, but this is what did it for me. Especially if you have an unusual situation, brokers and personal bankers will know how to handle it. I

Everyone's downvoting, but this is what did it for me. Especially if you have an unusual situation, brokers and personal bankers will know how to handle it. I had 0 credit history in Canada (literally a completely blank printout), but wanted to buy a house now that I'm a PR. A personal banker was able to work with a copy of my US credit report (Canadian banks don't/can't pull this on their own), and proof of assets in the states. The first item on my Canadian credit report was cosigning a mortgage at prime rates.