All of those businesses you mentioned do largely compete with each other, in addition to other smaller players in their respective spaces. Could you give an ex

All of those businesses you mentioned do largely compete with each other, in addition to other smaller players in their respective spaces. Could you give an example of them not competing? A government run bank seems particularly scary in this highly polarized political climate. What if this administration decided not to give out loans to buy ICE cars, but the next administration swings to the right and decides to not give out loans to buy EVs? The federal government having direct access to your checking account is scary as well. What if they had the ability to freeze the bank accounts of those who refused to get the COVID vaccine or asked the wrong questions on social media? The government running our entire banking system directly is one of the most dystopian things I can imagine.