3 ms·CD’s are not the same thing as demand deposit accounts. They’re less liquid than treasuries.by kevinventullo 3y agoCD’s are not the same thing as demand deposit accounts. They’re less liquid than treasuries.bombcar 3y agoMy credit onion is offering 3.1% on the savings act which is lower but isn't insane.Invictus0 3y agoThat's the problem, you need to open an account with a credit shallot instead.