Yes to all of this, but most importantly don’t defer things you really want to do “for later” or “for retirement” as the knees might not hold out and the people

Yes to all of this, but most importantly don’t defer things you really want to do “for later” or “for retirement” as the knees might not hold out and the people you want to do it with might be gone. Somehow, save for the future and live for the present as you never know what will happen.