Some like Pentagon Federal keep 100% of their mortgage loans. That's a nice feature of buying through them, not having your loan sold to random companies from t

Some like Pentagon Federal keep 100% of their mortgage loans. That's a nice feature of buying through them, not having your loan sold to random companies from time to time. That leads to them being very conservative with their lending and giving you an enhanced interrogation to get approved though. If every lender operated like them these financial crises wouldn't come as often.