There are choices we can make that affect the difference between gross and net. How much do you withhold? What level of insurance if you have choices? Retirem

There are choices we can make that affect the difference between gross and net. How much do you withhold? What level of insurance if you have choices? Retirement contributions? Direct donations? Optional benefits like life insurances, long term disability, AD&D plans. It's much fairer to look at someones gross pay when comparing people. Even if you just deal with tax withholding options, net pay is easily skewed.