Mind that as of Netscape Communicator 4, we're speaking of August, 1997… (So a it was a somewhat different situation when this was conceived. As I recall it, a

Mind that as of Netscape Communicator 4, we're speaking of August, 1997… (So a it was a somewhat different situation when this was conceived. As I recall it, a personal certificate bound to a single email address was the cheapest and easiest to obtain back then.)