Thanks for all the details. I agree with your view of the risks but I have yet to see any urgency on this in big-corp land (never mind consumer land). The notab

Thanks for all the details. I agree with your view of the risks but I have yet to see any urgency on this in big-corp land (never mind consumer land). The notable exception being Google who were reacting to the 2009 hack and have presumably been pushing the envelope ever since. Even your regulation example is proposed, rather than ratified, so I think you’re right but the mainstream has not caught up.