FDIC is backed with the full faith and credit of the United States government, so in the event that they run out of money they will pay out of a "line of credit

FDIC is backed with the full faith and credit of the United States government, so in the event that they run out of money they will pay out of a "line of credit with the U.S. Treasury." - https://www.fdic.gov/consumers/assistance/protection/depaccounts/confidence/symbol.html https://www.fdic.gov/consumers/assistance/protection/depacco...