Yes, it's still a very unlikely scenario but the TGA running low and debt ceiling brinkmanship at the same time banks are going under does make me think there's

Yes, it's still a very unlikely scenario but the TGA running low and debt ceiling brinkmanship at the same time banks are going under does make me think there's some nonzero chance of some insured depositors in some banks having to wait awhile for their funds. But yes, low probability at the moment.