> I won't be able to buy a house until I'm in my 40's or 50's, but it's better than never being able to afford a house, I guess. At least my kids can inherit it

> I won't be able to buy a house until I'm in my 40's or 50's, but it's better than never being able to afford a house, I guess. At least my kids can inherit it and start from a more prosperous place. Buy a house outright or just afford the down-payment? Those are 2 very different things.