You can transfer $12 million with no gift tax, so if you want to pass something down instead of reserving it for end of life care, it's no problem. https://www

You can transfer $12 million with no gift tax, so if you want to pass something down instead of reserving it for end of life care, it's no problem. https://www.schwab.com/learn/story/estate-tax-and-lifetime-gifting https://www.schwab.com/learn/story/estate-tax-and-lifetime-g... Obviously that's more beneficial to people with a lot of assets than to someone with less, but for instance, a parent might choose to gift the house they live in to their children well prior to end of life care being a consideration (of course that will be very situational; do they want to stay in that house, do they have a good relationship, etc., etc.). Medicaid won't consider the primary residence when examining assets to pay for care, but it may try to capture some of the estate after death.