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Do auto insurance rates on touch screen cars show this to be the case? Cars with touch screens have been around long enough that they should have data, and con
by zamnos 3y ago
Do auto insurance rates on touch screen cars show this to be the case? Cars with touch screens have been around long enough that they should have data, and consequently be charging more for insurance on those cars if they are is that is indeed the case.
- satellite2 3y agoThey are. But car with touchscreen are more powerful which is always linked to higher fees. So hard to say which feature causes what.
- jml78 3y agoI owned a new honda civic before I bought a Tesla model 3. It is only one data point but my insurance went down when I got the Tesla.
- xmcqdpt2 3y agoAuto insurance models like many other insurance models are often not that smart. The insurance company will charge more of there is more claims payout, but they also want to attract certain client segments and compete with competitors. Also, claim rates have all kind of confounding factors. Maybe a car is safer but more prone to theft, or more dangerous but easier to repair, or has better controls but is driven by inexperienced drivers etc. They need to make a profit over their whole insured client population, not necessarily over any given segment or car model, so I wouldn't use insurance rates as data points in determining car safety without a lot of caveats.
- LorenPechtel 3y agoYup, what sort of driver a given car model attracts is a substantial factor in the rates. Just try to insure a sports car to see this!