So because things are hard, you just reduce 2fa to 2 of the same factors. And make it worthless. It’s typically not a disaster if you lose the 2fa keys and if

So because things are hard, you just reduce 2fa to 2 of the same factors. And make it worthless. It’s typically not a disaster if you lose the 2fa keys and if it is, you should carefully save the recovery codes. But the keys get lost all the time so just about every service has a recovery procedure. So there is no need to store the secrets in such a way they can be recovered without the password.