Not the author, but I am a Muxer with edit access. I agree that the "delinquent" bit isn't hitting the intended tone there so I went ahead and made a quick edit

Not the author, but I am a Muxer with edit access. I agree that the "delinquent" bit isn't hitting the intended tone there so I went ahead and made a quick edit to at least address that piece. I think the author intended as a reference to the payment kind of delinquency, but I can see why it wouldn't read that way. Thanks for the feedback!