Mid-30s here and the only cards I carry are my ID and a couple of "catchall" credit cards to serve as a fallback where Apple Pay doesn't work, and unless I know

Mid-30s here and the only cards I carry are my ID and a couple of "catchall" credit cards to serve as a fallback where Apple Pay doesn't work, and unless I know I'm going to a cash-only bar or something I don't carry cash. Debit cards are practically never in my wallet unless I'm going out to withdraw cash. Way too risky to be carrying around a direct line to my primary bank account.