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> Transfer the money out to a separate 401K account that only you control after you've left the company. Normally you move the money to a "rollover IRA" accoun
by Tangurena2 3y ago
> Transfer the money out to a separate 401K account that only you control after you've left the company.
Normally you move the money to a "rollover IRA" account. Every financial institution that offers IRA accounts will have a way to do this. Nowadays, most are automated. The largest players in this space are Fidelity and Vanguard. Your 401k is probably with them already.
To put money in an HSA, then you are required (by law) to have a certain type of insurance plan (one with a massive deductible - usually like $5k). FSAs are a totally different type of plan, and it is really common for the money leftover at the end of the year to be donated to the executive bonus program.