> Is return noticeably better than other institutions? It is on the higher end compared to other HYSAs. The highest I've seen is 4.81% compared to Apple's 4.15

> Is return noticeably better than other institutions? It is on the higher end compared to other HYSAs. The highest I've seen is 4.81% compared to Apple's 4.15, but that's still better than 3.x% offered by a lot of HYSAs. And of course it's better than the .35% average for regular savings accounts. [1] > Why Apple is doing it at all? It's another mechanism to lock people into their ecosystem. You won't switch to Android if you've got funds in an Apple savings account. 1: https://www.cnbc.com/select/best-high-yield-savings-accounts/ https://www.cnbc.com/select/best-high-yield-savings-accounts...